We are good at going into the New Year with resolutions to be healthy and fit, but have you ever thought about doing a financial health check? Going into a New Year (and, of course, a New Decade) is a great time to analyse your Financial Health. Here are 8 questions to help you with your Financial Health Check (and a free budget planner spreadsheet download).
With 2019 coming to an end, we are headed into a New Year and a New Decade and it’s the perfect time to give your finances a Health Check and set yourself some financial goals for 2020. This is an excellent way to see what you have achieved over the last year (or decade) and set your sights on where you want to be over the next year (or decade) and work out a plan to achieve those goals. But what is a Financial Health Check and How do you do it?
When you are self-employed your set of circumstances are unique to your situation. We appreciate that this can make life more difficult when applying for a mortgage. Fear not, at Heritable we love a complex case.
We understand that the world of pensions can be a confusing and expansive one, but with over 40 years’ experience in Financial Planning and Advice, we have a pretty good grip on what’s out there and what you should be looking for, but firstly, let’s start by breaking it down and answering some of the most fundamental questions about pensions.
Christmas seems to creep up earlier every year with adverts and shops stocking all the Christmas bits and bobs before we have even managed to get Halloween out the way. Instead of getting stressed we see this as an opportunity to get organised and take time planning (and spreading the cost).